Articles Posted in Group Legal Services

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Let’s face it, social media is a blessing and a curse. The platforms allow us to access a world of opportunity and knowledge. They also invite us to increase our debt, by making it easy to purchase items that we may not necessarily need.

The same is true for plastic. Credit and debit cards permit us to go around without having a lot of cash in our wallets. Retailers know that people who shop with plastic will buy a little bit more and they encourage the use. These bills are in addition to traditional debt such as mortgages and car loans. It comes as no surprise that financial wellness comes under threat from these conveniences. It does not take long before somebody is drowning in a sea of red ink. Continue reading

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Communication is a Critical Legal Service

It Makes Problems Easier to Solve

 

Some group legal plans fail at communications. The vendors feel that websites with boilerplate wills and FAQ pages are sufficient. They sense that there’s no reason for personal communication in a high-tech era. Countrywide Pre- Paid Legal Services respectfully disagrees. We believe that communications with a plan member and on behalf of a plan member are extremely important.

You can write a basic will from a web template. However, it cannot take any consideration the personal nuances of an individual’s estate. This is where a group legal plan can fail. The deeds of plan members can be unique and different.

One person may need help attribute a contract and another the language of a deed. A legal professional often must be personally involved. Countrywide Pre-Paid Legal Services supports personal contact in providing services.
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Countrywide Has a Referral System

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Social media was primarily something worked on in dorm rooms 15 years ago. Today, it is a major force in American culture and it is the source of a lot of litigation. There are new laws and court cases regarding the use of social media and not all attorneys know what to do. Some, however, have become experts in this type of jurisprudence. They are not ordinary lawyers and they command large fees. They’re the kind of attorneys that most group legal plans do not have in their networks.
Legal Referrals Are Sometimes Necessary

Regrettably, not every general practitioner in the law courts is familiar with the laws and rules governing special areas of law. Countrywide Pre-Paid Legal Services has a nationwide network of attorneys, but we readily admit there are certain areas of the law that requires special help. If we do not have attorneys that are expert in certain situations, we have no problem making referrals. Continue reading

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Countrywide will Protect You from Hackers 

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Consumers enjoy the convenience of ATM machines but there is a danger involved. If you are standing in line, be concerned about the person standing behind you. It is possible, while you are putting your code into the ATM, that person is making a mental note of your information. It is a risk that is becoming more common in our modern society. Hackers are willing to hit the jackpot with your money.

The worst case would be if a hacker got your information from the ATM and used the same machine to empty your bank accounts You might not know about the theft until weeks later when the bank statements arrive. The same is true if credit cards are pilfered from your wallet. Group legal plan vendors do not always include identity theft protection. Countrywide Pre- Paid Legal Services does have the option which can protect your information Continue reading

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Our Program Comes to Your Financial Rescue

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You might think that all debt problems arise from plastic but that is not true. Granted, people often create large credit card amounts by spending. However, these are usually controllable. What drives an individual into financial wellness difficulty are sudden expenses. These could be medical bills, having to buy a new car, or sudden family emergency. The situation can get serious quickly.

Debt Management Plans Prevent Panic

Many employees live from paycheck to paycheck. They may be able to just barely get to the end of the month with the budget they have. A sudden financial emergency can turn matters into a train wreck. The person could panic and consider filing for bankruptcy which is not a good idea. Countrywide Pre-Paid Legal Services has a financial wellness program that includes a debt management plan. It is something to be used in extreme cases.
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Countrywide Makes the Language Clear 

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Some the largest everyday mysteries are found in legal documents. The language can be extremely vague and complicated for most people, and it makes the ordinary person suspicious. Is it hard to decide whether a contract is going to be in the best interests of the signer. Group legal plans do not always provide service with review of contracts. Fortunately, Countrywide Pre-Paid Legal Services does. We do everything possible to end the mystery.

A Countrywide plan allows a client to take advantage of our nationwide network of attorneys. These are professionals who work with contractual terms every day. The lawyers will review a contract up to six pages in length as well as other legal documents. Continue reading

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Giving Comprehensive Legal Assistance

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Group legal plans are not all the same. Even though vendors may have almost identical benefit options, pre-paid legal services will differ. It is how the various benefits are administered, along with secondary benefits, they create the disparity. Countrywide Pre-Paid Legal Services is a leader in the industry because of the overall quality of what we give.

Countrywide will provide basic group legal plan benefits such as writing a simple will, consumer protection advice, and drafting medical powers of attorney. We go a little bit further than other vendors, however, by some of the other activities we will do for the sake of a plan member. These include the following:
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The Bills Are Controllable

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Folks need to understand deductibles will renew annually. For example, let us suppose that a person has a deductible of $5000 and a medical procedure consisting of a surgery and physical therapy each costing $5000. Let us also suppose that the surgery is performed in 2017 and the physical therapy is scheduled for 2018. Even though the patient has paid $5000 in 2017, this person will need to pay an additional $5000 out of pocket BEFORE the insurance pay anything. It is because meeting the deductible starts all over again with the new year. This scenario is not fiction; it happens all the time. People run into serious deductible debt when medical procedures span more than one year.

The bills can mount up and the providers expect to be paid. Failure to meet the obligations can result in collection agencies knocking on the door. Employers should help their staff with medical bills. Countrywide Pre-Paid Legal Services has a financial wellness plan that provides needed assistance. Continue reading

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Quality Adds Value to a Group Legal Plan

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Decision-makers can take the opportunity of a new year to insist on better service. Benefits offered to employees should not only solve problems, but provides necessary assistance that makes all the effort convenient for employees. Some group legal plans will stay with the old-fashioned way of doing things. Countrywide Pre-Paid Legal Services strongly feels that it is how we provide help that determines the quality of the benefits we offer.

We Combine Experience with Professional Help

We provide pre-paid legal services for organizations of all sizes, and have done so for the last 30 years. What we offer is a group legal plan benefit which can resolve the issues of many people. These options are what employees need, but, frankly, an organization can expect more and should. Good service is more than a website with a frequently asked questions page, and some pages explaining various benefits. Hard-working people enjoy personal contact with a real professional. They need to have serious questions answered. Continue reading

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Any Assistance Means a Lot to Them

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Newly hired Millennial employees for a face many challenges. Quite a few are experiencing independent, adult living for the first time. While the paycheck looks great, financial responsibilities take away much of the money. It isn’t long before the grace period on college loans end, and a person has start making payments. There’s a certain amount of confusion which could lead to trouble with financial wellness. It is important to help these new staff members as they learn how to manage their cash properly. The individual determines the need to be addressed. To be sure, Millennials will perhaps be dealing with college loan debt but there are other financial difficulties. Countrywide Pre-Paid Legal Services has, in addition to group legal plans, a financial wellness program that has the objective of providing necessary information and guidance to all employees, particularly Millennials.

Professionals Teach the Financial Wellness Lessons

College debt is something that these young employees are forced to deal with, and many do not know all the ways to manage college debt. It is no surprise that Millennials who are doing well financially have no idea about refinancing their education loan obligations. Countrywide has a nationwide network of certified counselors. These are professionals who deal with modern money problems, including how to deal with college loan repayment. They can instruct a plan member on how to go about refinancing, and warn this individual against possible problems. Ignorance is the biggest threat to any Millennial. Not being able to develop a sensible budget can cause difficulty later. Our counselors will gladly talk with these young employees and do a budget analysis of their existing situation. It is amazing how often these hard-working employees discover they’re not quite sure how to manage their finances. A simple budget analysis performed by Countrywide counselor can clear up any confusion. Continue reading