Articles Posted in Group Legal Services

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It Can Be Manageddebt-on-top-of-man-300x279

March comes in like a lion and out like a lamb. You could almost say the same thing for credit card bills, but many times they only come in like a lion. Whether they go out gently depends on the balances a person already has. It could be a problem for financial wellness. The card companies are very firm about the due dates on balances. The individual must provide the minimum by a specified date at least or face penalties. These can impact on a person’s credit rating, and anyone looking for a car or house might suffer. Credit card debt can get out of hand if there are several cards whose payments are due within a day or so of each other. The cardholder can think all the bills are paid when only one has been. A sense of order must be created. Countrywide Pre-Paid Legal Services is here to bring sanity to financial difficulty.

Counselors are There to Help

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A Countrywide Attorney will get the Facts Straight

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Small Claims Court can be thought of like a People’s Court. It is where many disputes are settled. These are not major cases, and most settlements are only a few thousand dollars, although some states will allow for more. A comprehensive group legal plan providing the right aid will help a person win the day in court.

The Challenges of Small Claims Court

What are these issues that surface? It could be as simple as a warranty not being honored, the rental lease misunderstood, or property damage problem that isn’t being resolved. Many think that they will be represented by a lawyer in this court and that is not true; Small claims court do not have the usual judicial etiquette. The individual must present the case alone. It can be a scary situation for anyone. It happens too many times that a person will simply forget about the case and let the other party get away with what they have done. Countrywide Pre-Paid Legal Services wants to provide the kind of guidance that gets a person what is owed. We help in many ways. Continue reading

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It is Worth Any Fee

 

People try to maintain control over their expenses. They know how important it is to financial wellness to stay current with all credit card debt and other obligations. Regrettably, this does not always happen. It is more than just the credit cards but also the mortgage, house loan, and perhaps college debt.

A massive flow of paper comes into the house from all directions, and each requires a separate payment. It quickly happens that things get out of control. Countrywide Pre-Paid Legal Services knows of these problems. We have a way of getting out of the swamp. Continue reading

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Medical Bills Can Be Handled

Deductibles and co-stockfresh_1097132_medical-chart_sizeS-300x300payments are not a problem to a healthy person. There is no great need to be concerned because health insurance is rarely used. However, accidents can happen and they do not always result in minor injuries. There are several circumstances where medical debt can pose a danger to financial wellness.

It Can Add to the Overall Load

It is reasonable for health insurance companies to ask the insured to cover some of the cost. These are in the form of co-pays and deductibles. Unfortunately, deductibles have increased to $5000 or more. Not everybody has to deal with a cancer operation, but a broken shoulder can result in a cost of well over $25,000 for the surgery. The deductible must be met before full insurance takes over. If for some reason treatment relating to the operation goes beyond the calendar year, then the deductible has to be met once again in the new year. Continue reading

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Questions Need Answersadvice-hands-300x231

We live in a world that is many times impersonal. When we want services and information, we are directed to commonly asked questions pages and requested to fill out forms. This is all done for Internet efficiency. That may be reasonable for retail products, but it can be a disaster for group legal plan.

Judicial Subjects are Hard to Comprehend

Legal matters can frighten and confuse. A person may not understand contract language at all and may be very concerned about dealing with public agencies. There is a need for better communication than a computer screen image. Legal services must include a level of communication that goes beyond filling in the blanks. Countrywide Pre-Paid Legal Services gives help that includes client communication. Continue reading

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Millennials Need Helphand-world-300x300

 

The financial wellness of recent graduates is now a national concern. Young people are saddled with debt in the five and six figures. The college debt crisis not a good situation but the problem is going to be addressed, now the election is over. There will be a lot of possibilities discussed in 2017.

A Number of Possibilities

Income-driven repayment is one possibility, and there is talk of capping repayment at around 12.5% of a graduate’s discretionary income. The possibility of forgiveness happening in 15 years, instead of 20 is also being considered. Colleges are going to be asked to help and loan default will impact the ability for these schools to participate in individual government programs. Continue reading

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Small Claims Won’t be a Nightmare

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People enjoy watching court television shows, but very few people are going to be in such situations. The reason is not just that many cases are negotiated before trial; most issues are handled at the lower level of the judicial system. Small Claims Court is where many people will have their proverbial day in court. You will not have a lawyer at your side, but a good group legal plan can provide the right type of help.

Small claims cases are ordinarily no more than $5000 in value. These can be disputes over property or issues about a purchase. Individual ordinarily would not have an attorney in court with him or her. Instead, a person has to present the case. It is why the other party is rarely worried. Continue reading

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There is More to Service Than a Web Page2-phones-and-a-guy-300x199

A goal of employee benefits is to solve problems. Challenges and issues are arising in a person’s life, and the right benefits will provide answers and solutions. A group legal plan is committed to helping solve legal conundrums. It takes more than just a website, however. Legal issues can stress anybody. There are contracts, simple wills, and problems with government agencies which can give people severe headaches. Pre-paid legal services must do more than providing an FAQ page or an answer box. Communication is critical, and it should be in more than one medium. Countrywide Pre-Paid Legal Services has thirty years of experience in designing and administering legal plans. We know the importance of good communications when it comes to benefits.

Legal issues are very personal and developing rapport between attorney and plan member is essential. Countrywide has a nationwide network of attorneys who are chosen for personal skills as well as professional expertise. The ability to interact with plan members is We provide the means with which they can establish communication with individuals. Continue reading

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Needed Government Help Can Be Accessedimmigration-doors-300x288

Many foreigners are in this country legally despite whatever the blogs say. They are here on work visas or other forms of legal entry to the country. These people are living in a foreign land now dealing with a different culture and most importantly, a different set of rules. They will need help from time to time with public agencies and a group legal plan will help.

The support might not always be related to immigration issues. Special-needs children may need certain types of education, there may be a need for aid in housing, and other assistance may also be required for the family. An immigrant does not always know what to do. Many times, public agencies have very strict deadlines that must be bad. Excellent pre-paid legal services allow for help with government bodies Countrywide Pre-Paid Legal Services offers such assistance. Continue reading

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There are several ways to help peopledebt-relief-pill-300x255

Getting into financial trouble is easier than you think. Medical insurance deductibles are often as much as $5,000, and student loan debt can take a bite out of a paycheck. It often happens people are simply overwhelmed by the number of credit card bills coming into the house. Anyone can be bewildered by the extensive paperwork which demands payment. It helps to have some way to figure out what you have and what you owe. Financial wellness programs need to have the right tools to sort out personal finances better.

Looking at the Current Picture

Countrywide Pre-Paid Legal Services offers the kind of help a person requires to become financially stable. We begin with a set of tools that proved to be effective in determining financial status. Any of the benefits within our group plan start with budget counseling. Our network of certified counselors will look at the income and expenses a person ordinarily has. This data permits the counselor to provide expert advice on how to budget properly, and put debt under better control. Continue reading