Millennials will work at minimum wage jobs until they graduate. All of them feel a great sense of relief and satisfaction when they get their first full-time paycheck. It is an amount of money they only dreamed of before, and they are very excited. However, the additional income has a challenge attached to it. Financial wellness depends on being able to budget properly. Continue reading
Pre-paid legal services will usually cover some essential needs. Drafting a will or helping with government agencies is something that anyone can expect. However, there are times when special types of legal expertise are needed. It may be above and beyond what an ordinary attorney can do. A group legal plan must be able to respond to such a need. Continue reading
It appears many people think they’re indestructible. They’re not worried about any accidents happening to them because they don’t believe it is possible. This is true with young employees, unfortunately. They will use pre-paid legal services, but they may think just writing a will is all that is necessary. That is only part of the means to protect your loved ones.
It Can Occur Suddenly
Disaster can come in an ambulance with lights flashing and sirens wailing. Accidents can happen, and those on the road can be devastating. At the same time, they might not be fatal but something worse. That would be you, as the victim, surviving on life-support with no chance of ever regaining consciousness. The medical facility will do everything to keep you alive, and that could be for an extended time.
You can hope and vote for smaller government but do not count on that. The government is very much a part of our lives, and you will be dealing with public agencies at all levels. It sometimes gets very annoying and also very frustrating. There are so many ways government influences your life. A group legal plan with the right benefit options could be a lifesaver. Continue reading
A chalk board with the words problems and solutions
The Internet is remarkable, but even cyberspace has limitations. There are times when people want to talk and interact with a human being. It applies in particular if there are legal issues. Unfortunately, not all group legal plan services do that. Instead, they rely on a website with a question and answer page. Continue reading
The Emotions Behind a Will
Anger can Change Decisions
Cropped image of hand signing Last Will and Testament document
There is considerable emotion wrapped up in drafting a will, which is perhaps why so many people delay doing it. It is more than just the thought of death. The will means assigning to certain people portions of the estate. This can result in the feeling that you are picking favorites and that doesn’t always sit right. A group legal plan offering will assistance can be crucial
Anger Causes Problems
An individual maybe angry with a family member and not have that person in the will at all. Later on, those feelings of rage are gone but the decision is still on legal paper. A commonly used benefit of a group legal plan is drafting a simple will. Countrywide Pre-Paid Legal Services offers this type of assistance. Continue reading
It Doesn’t Have to be a Life Long Burden
College is not always a happy experience. There are many long hours late at night and lots of stress over grades. It would be nice if that anxiety ends on graduation day but it does not. Most college graduates are saddled with student loan obligations. These are controllable for some people, but others have the financial wellness threatened.
The Figures Can Be Enormous
It is the immense size of the debt which staggers people. The amount of student loan owed can be in the six figures for some people. This can make a significant difference in a lot of economic decisions. Life expenses such as buying a house could be delayed for decades. In some cases of desperation, a college graduate may elect to default or declare bankruptcy. Either can cause a lot of financial harm. Countrywide Pre- Paid Legal Services wants to help college graduates. It is why we have a financial wellness program. Continue reading
School Loans can be managed 
New employees fresh out of college should be full of enthusiasm and ready to work. Sadly, quite a few of them are a little bit anxious and depressed. It is because of the college debt they are forced to carry. Many of them have tens of thousands of dollars in loan debt which needs to be paid. They’re also afraid of what this payment could due to their credit rating. It is not easy to start out in the business world, and it is made much harder when college debt hangs over your shoulders.
The problems are not as great as they may seem, but a young person does not have enough experience to understand that. They also rely a lot on hearsay and secondhand information. It can cause them to enter into debt payment arrangements which are not in their best interests. An employer who wants these young people to succeed in careers is willing to lend a helping hand. The best way to do this is with a financial wellness benefit program. Continue reading
These need to be in a group legal benefit 
Legal assistance should never be an automated service. Anyone who is facing a legal situation, whether it is help with a warranty or preparing a small claims court case, does not want to deal with a recording. The same person does not want to rely on an FAQ page on the website. Communication is critical in providing quality service and a group legal plan needs to consider exterior and interior communication needs. There are four very important communication aspects that need to be part of any group legal services.
EXTERIOR
Consumer Protection is a Worthwhile Service
Consumer protection is a right every customer needs. Government enacted consumer protection laws so that scams and deliberate attempts to defraud people were prevented. The statutes also guard against faulty products or services being sold to people. Not too many people realize this but service is also included under consumer protection. If a plumber fixes a pipe and causes other damage in the process, that is something for which a complaint can be legitimately filed. A group legal plan ought to have an option that allows for help when a person has problems involving products purchased or services received.
Too Many People Fail to File
Published By Countrywide Pre-Paid Legal Services, Inc.