Articles Posted in Pre-Paid Legal Services

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stockfresh_4689066_the-perfect-group-of-business-people_sizeM-300x221As an employee benefits broker, providing your clients with the best possible benefits is essential to building stronger relationships with them. However, with so many options available, it can be challenging to determine which employee benefit programs will be most appealing to clients. One area that you may not have considered is the addition of pre-paid legal services to your clients’ benefits packages. By doing so, you can offer your clients and their employees a wide range of legal services at an affordable cost. Here are some advantages of recommending pre-paid legal services as an employee benefit.

  • Saves Employees Money

One of the most significant benefits of having pre-paid legal services in an employee package is the substantial savings that it offers to employees. Without such a program, employees would most likely have to pay high hourly rates for legal services or fail to have legal representation altogether. They can avoid those high legal fees with a pre-paid legal services benefit.

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immigration-booklet-630x286-570x300-300x157Moving to a new country to work is a daunting task, especially when you need to learn how to navigate the systems and processes in that country. One of the biggest challenges for foreign employees is dealing with government agencies. From understanding immigration laws to filing taxes, many hurdles exist. Those hard-working people can use some help, and they are faced with significant obstacles.

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stockfresh_1627257_estate-planning-word-cloud-concept_sizeS-300x300The distribution of an estate is determined by the terms outlined in the will of an individual as that person passes away. Well-drafted wills provide certainty to those left behind, ensuring that assets and possessions are divided according to the deceased’s wishes.

So, how exactly does a simple will distribute assets? When a person drafts a will, they specify which beneficiaries will receive specific assets or portions of their estate beneficiaries can include family members, charities, friends, or other organizations. How these assets are distributed depends on the language of the will and how the document is structured. Generally speaking, wills are revocable or irrevocable.

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stockfresh_8439488_keyboard-with-blue-keypad-consumer-protection-3d-illustration_sizeS-300x200Consumer protection laws are designed to protect consumers from unfair or deceptive practices. Unfortunately, filing a consumer complaint is only sometimes straightforward, and people make several common errors when navigating this process. We will share four of the most common challenges the consumer deals with.

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vacation-rental-home-warranty-300x300-300x300Products such as refrigerators and washing machines can be very expensive to repair. Therefore, it is a brilliant idea to ensure repair work coverage when buying these products. Warranties are intended to provide protection and peace of mind for your purchase. Unfortunately, people do not always read the warranty carefully before they buy it. Here are some essential things you need to look for in the warranty.

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Reviewing DocumentsPeople who need government services routinely get frustrated by the process. They think taxpayers should be able to walk into a public agency and have no problem getting the help they need. It does not always happen, and a person thinks that is because public employees do not care. We suggest that is not the real reason. A major problem lies in the paperwork. People routinely make mistakes in filling out necessary forms. Here are four major ones:

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stockfresh_8961920_students-watching-together-a-funny-online-video-on-a-laptop-duri_sizeS-300x200Young employees live in the present and are not always concerned about the future. They are a group that thinks they will not die or what will happen to their assets once they are gone. Drafting a will is the last thing on their bucket list, which is unfortunate.

They do not understand why they should draft a will because that is something older folks do. However, creating a will at a younger age is a brilliant idea and shows an appreciation of being aware of the benefits of having that document.

Assets such as life insurance policies, collectibles, and securities are purchased as young employees make money on the job. These things are left behind when a person dies and are essential to determine how an estate is distributed, no matter how small the holdings might be. Lack of a will means that the loved ones of beneficiaries are caught in a world of probate confusion. Nobody wants that.

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Lease Agreement ReviewMany employees rent the place where they live. It can be a house, condominium, or an apartment and any of these will require a lease being signed. That is a legal document between the tenant and the landlord that outlines obligations both sides must meet. Unfortunately, many people who are in a rush to rent will sign a lease without reviewing it first. That is a mistake. There are sections of a lease that need to be looked at prior to signing.

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stockfresh_181218_last-will-and-testament_sizeS_72a2cb-300x225A living will is a legal document that outlines an individual’s wishes for medical treatment if they cannot communicate their desire due to injury, illness, or incapacity. It guides medical professionals and family members during times of crisis. It must be carefully drafted to ensure it accurately reflects the individual’s wishes and covers all possible scenarios. Some features must be there in the document.

 

1. Clear Statement of Intention

 The first and most important aspect of living will is a clear statement of intention. It is a statement that the document is a living will and that it is being executed voluntarily and without coercion. The individual must state they are of a sound mind and understand the implications of the decisions.

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handshake_businessman_refferal_lawyer-300x138Group legal plans will offer services that help employees manage everyday legal situations. For example, the vendors will assist in drafting simple wills and living wills. Sometimes, the language could be more straightforward. For example, a plan member might need help figuring out who is an executor instead of someone who has medical powers of attorney since both are legal positions. Here are the differences.

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