Articles Posted in Property

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Buying a house for the first time is exciting and frightening. Everyone wants a home to call their own, and owning a house is a sign of success. However, that house can come with a severe price attached to it, and it is not just the mortgage. People make some rather serious mistakes, and they can spend years paying for them.

Home buying is a significant financial undertaking, and it does affect the buyer’s financial wellness. There are some common mistakes that many first-time buyers must be careful about. Continue reading

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Knowledge Can Save a Buyer Thousands of Dollars

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It is possible that the new tax reforms will change the housing industry. Changes in tax deductions can cause more people to rent, causing the price of housing to drop. It means that the house is no longer a financial investment but a home. It can cause a change in attitude for a lot of people because they may have to hold onto a house longer than they originally thought. Purchase of a house, therefore, becomes a long-term investment.

The house is also the largest investment most people will make in a lifetime. It is more complicated than a retail transaction. There are mountains of paperwork and procedures involved in the purchase. Not everybody understands how to qualify for a loan, but it is a very important part of the financial wellness issue. It also is true that some of the actors in the home investment process are not committed to helping people. We provide education to help homebuyer be a smart shopper. Continue reading

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Countrywide Knowledge Saves Dollars

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The current news indicates that the price of housing is starting to climb. The days of the marketing slump are over, and the cost of the house is becoming expensive. It means that many people were looking to buy a house need to take some serious steps right away.

It Is a Major Decision

A home purchase is perhaps the largest investment any consumer will make. A mortgage of over hundred thousand dollars is not out of the question, and you should be careful. Financial wellness will be in jeopardy if the wrong move is made.

The challenge many people face is lack of knowledge. Most first-time homebuyers do not understand the market, and not knowing what to do can cost them thousands of dollars. Countrywide Pre-Paid Legal Services knows how important it is to make the right move in the housing market. Our financial wellness program includes a housing education option. Continue reading

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A chalk board with the words problems and solutions

A chalk board with the words problems and solutions

The Internet is remarkable, but even cyberspace has limitations. There are times when people want to talk and interact with a human being. It applies in particular if there are legal issues. Unfortunately, not all group legal plan services do that. Instead, they rely on a website with a question and answer page. Continue reading

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Home Buying Education Helps Buyers

Model house in woman's hand

Model house in woman’s hand

The Information Can Save Thousands

 

Not everybody is in a financial wellness crisis. Most people have their finances well in hand and are making needed payments. The same people may need advice on major expenses they’re contemplating. Buying a home is a major financial transaction. Advice on how to buy a house can be very worthwhile and save thousands of dollars. Countrywide Pre-Paid Legal Services offers education on housing to help people make better decisions. Continue reading

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Legal Guidance makes it Easier

Architect using model to sell homes

 

Local communities will have zoning commissions to make sure the property does not adversely affect the quality of life, and the general welfare of the community. Zoning commissions will determine the use of a person’s property, and sometimes the decision of the commission could adversely affect the value of property. There is an opportunity to appeal or request a variance to commission rules. The problem is an ordinary person does not quite understand the process. Public agencies can be a bewildering experience if a person does not have the help of a group legal plan.

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The most valuable personal asset that a person has ordinarily is the house he or she lives in. The property in New Jersey can be fairly expensive, but it is worth the mortgage if there are no problems with boundaries or threat of foreclosure. Unfortunately, a home may be a person’s castle but it can also be a rather large headache.

The Laws can be very complicated

New Jersey has Statute 46 that covers the issue of property in the state, but it is not easy for a non legal person to understand. There are procedures to handle disputes with neighbors and zoning laws, in addition to local municipal rules that have to be followed. A person can get very easily confused trying to figure out what is the best way to solve an issue involving property. Employers have to keep in mind that such problems may come to their door. New Jersey companies spend a great deal of money relocating employees to the Garden State, and the last thing they need is a transferred employee complaining about problems that have arisen with the property after relocation is completed. To grant peace of mind both to the employee and a conscientious human resources director, group legal plans can definitely help.

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