Management wants good benefits for employees. Decision-makers know these services improve morale, boost productivity, and improve retention rates. Executives are concerned that employee benefits have a good return on investment. A comprehensive financial wellness plan can provide excellent benefits for the entire workforce. Countrywide Pre-Paid Legal Services offers a plan.
Something for Everyone
Workforce demographics are important, and the Countrywide plan has options that can be particularly useful for various groups. New college graduates must find ways to manage their college loan debts. We have a benefits option that addresses the college loan problem. Older employees confront medical bills that easily get out of control. We will help them manage the debt with suggestions on how to negotiate with healthcare providers. Millennials may want to buy a house and don’t know how to purchase one. The Countrywide Financial Wellness Program has a self-study course to educate a first-time home buyer.
Everyone Benefits
Countrywide has a nationwide network of certified counselors who provide the service. Standard Countrywide benefits will include a budget analysis. It will help plan members understand where the money is coming from and where it is going. The counselor will also give suggestions on how to save for major expenses. Sensible financial planning includes knowing a person’s full value. We will do an asset inventory for the financial wellness plan member, allowing that person to fully appreciate his or her holdings.
Financial education is a primary area for Countrywide. The counseling sessions may include educational materials on a range of financial subjects that are important to an average employee. Topics may include any of the following:
*Reverse Mortgages
*Saving for Household Emergencies
*Foreclosure Prevention
*Dealing with Collection Agencies
*Refinancing
It is important to provide Financial Wellness Plan members with as much information as possible. Countrywide counselors will do that as an ordinary part of providing superior service. Plan members do not have to worry about being lectured about their finances. We want to solve problems and not create new issues. Every plan member is treated with respect and courtesy.
Some employees get into serious financial trouble. Bankruptcy or foreclosure is staring right at them and they do not know how to handle the emergency. Countrywide has a debt management plan expressly designed to assist. There is ongoing counseling and advice on how to renegotiate debt. Bankruptcy may be the only course a person can take and Countrywide offers bankruptcy counseling and education to these people. This education complies with the Bankruptcy Code of the Bankruptcy Abuse Prevention and Consumer Protection Act of 2006.
Employers Choose the Financial Wellness Options
Countrywide offers a lot, but we don’t have a one-size-fits-all approach. We understand organizations have unique needs. Employers, therefore, will select the benefit options that are part of their plan. The organization is thus able to design a benefit that truly benefits every employee.
We support these benefit options with superior member services. Our counselors give priority to all our plan members and scheduling an appointment with the counselor is simple. We want our plan members to get required help as soon as practicable, and our administration is designed to do exactly that.
Financial wellness is a very attractive benefit for recruiting as well. Millennials expect to see help with their personal money management and help with college loan debt is an excellent way to recruit highly skilled graduates. Other benefits reduce a lot of the anxiety an ordinary person feels, and employees appreciate managers who are concerned about an individual’s financial situation.
If you have any questions about what we offer, we invite you to contact us at your earliest convenience. We want to be able to give you the information you need to decide on this benefit, and we hope that you will consider using our services. We are a leader in the industry, and we are noted for our member services. We would appreciate telling you more about what we can do.