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Countrywide benefits have superior return on investment

Efficiency is a mantra of employee benefits. It is not enough to provide something that employees might appreciate; a benefit must be easy to administer and also cost-effective. It is difficult to justify anything less.

A group legal plan is most definitely a benefit that covers all three bases. Legal benefits help employees deal with matters such as immigration, estate planning, landlord – tenant disputes, and property issues. The best of these plans will also allow for the review of contracts and other important papers. A group legal plan stands out because it is so easy to administer. Many are set up as payroll deduction plans without a lot of tedious paperwork. This means that human resources will not have staff tied down administering a plan, allowing them to deal with issues other than legal benefits for employees.

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A contract review prevents trouble later

Parties enter into contracts for any number of reasons, and usually both sides are relieved when all the negotiation and reviews are done. There can be a desire to quickly sign the paper and move on but that could be a mistake. In fact, it may be a situation of “sign in haste, repent at leisure”.

Very Complex Details

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Not every legal problem goes to trial

Many people today have serious problems with anger issues. They will fly off the handle at the smallest provocation, and these fits of temper can lead to very serious consequences. Issues such as minor car damage, a property dispute, or a landlord-tenant disagreement can quickly blow out of proportion. In the heat of the moment threats of lawsuits are thrown back and forth and that is certainly unnecessary. Cooler heads have to prevail.

Taking up Company Time

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A Good Group Legal Plan has something more

Human resources directors recognize the importance of having group legal plans as part of a comprehensive employee benefits program. At the same time, they want the best possible assistance for employees. These management professionals want to see all that voluntary prepaid legal plans have to offer, and they are particularly concerned about the details.

Employees get into all kinds of legal troubles that distract from work. Many of these situations are unavoidable or accidental, but assistance is needed. A group legal plan is supposed to be able to help with items such as drafting a will, filing for bankruptcy, or helping out with an adoption. But there are few things that make voluntary prepaid legal plans much more appealing. It’s the little details like discounts on contingency legal fees or reviewing a contract that can convince management this particular benefit is worth having. These are just some of the things covered in the pages of a group legal plan designed by Countrywide Pre-Paid Legal Services

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These documents require legal clarity

There are a number of websites that advertise the ability to draft a will for an individual. It’s a very simple fill in the blanks type of arrangement, and the selling point is a person avoids large legal fees. The appeal is very nice but consumers have to be very careful. This is not as cut and dried as it looks.

Simple wills are for small estates that are not very complicated. However, in this day and age people have a multitude of investments and financial assets that can be very complex. Real estate, IRAs, contributory retirement plans such as 401(k)s, and personal property such as jewelry are all part of a deceased person’s estate. This person may want things to go to certain individuals or there may be an instance where there is a minor, whose needs have to be taken care of and a guardian has to be appointed. To put it directly, the more there is to a person’s estate, the less value these boilerplate Internet documents have.

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Posted in: Wills
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Good legal advice makes it easier

Folks often wonder exactly how many trees were cut down to make the paper needed for a contract. There just seems to be page after page of legal wording that might as well be written in a foreign language for all anybody can understand. The law has its own language, and is steeped in words that are little bit unclear to the average reader. Maryland has been extremely careful to make sure that all of its statutes are in understandable English, but there still are some phrases in a contract that seem steeped in mystery.

It’s not just a contract that’s baffling, other types of legal documents can be just as maddening. Promissory notes, leases, and affidavits all look like an intricate maze of verbs and nouns. It’s tough for employees to try to go through all of the verbiage because they are not trained in legal terminology. Frustrated, they go looking for help and hope to find it at the workplace. The corporate legal department of a company is busy with other matters and helping an employee might cause a conflict of interest, but that doesn’t mean management refuses to recognize the need to assist a flustered employee. Decision makers do need some option that will help employees without adding any more worries. Group legal plans allow management to steer employees away from corporate counsel to professionals who are ready to be of service. One of the benefits of prepaid legal services is the opportunity to have an attorney take a look at the paperwork and make sense of it all.

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Prepaid Legal Services Includes Legal Referral

Pennsylvania law covers an awful lot of legal ground. The Keystone State is rich in laws intended to protect and assist all of its hard-working citizens. These statutes run the range from adoption laws all the way to zoning requirements. Everything is written in plain English, but sometimes it doesn’t seem that way.

There is so much to cover in any legislation with exact wording needed to cover various situations. There are subsections and details that go beneath the surface to define things such as liability in the case of auto collision, and what to do when planning an estate. It often gets way too confusing for the average person to decipher, since the language is often very unfamiliar. These are situations where some good legal advice would help. The problem there is that attorneys will charge a fee for such consultations, and maybe more than the average person can afford. The expense becomes just one more load on the back; there still remains trying to understand what the law is saying. If that individual works for a company that has a group legal plan, he or she will have access to a large referral network.

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The most valuable personal asset that a person has ordinarily is the house he or she lives in. The property in New Jersey can be fairly expensive, but it is worth the mortgage if there are no problems with boundaries or threat of foreclosure. Unfortunately, a home may be a person’s castle but it can also be a rather large headache.

The Laws can be very complicated

New Jersey has Statute 46 that covers the issue of property in the state, but it is not easy for a non legal person to understand. There are procedures to handle disputes with neighbors and zoning laws, in addition to local municipal rules that have to be followed. A person can get very easily confused trying to figure out what is the best way to solve an issue involving property. Employers have to keep in mind that such problems may come to their door. New Jersey companies spend a great deal of money relocating employees to the Garden State, and the last thing they need is a transferred employee complaining about problems that have arisen with the property after relocation is completed. To grant peace of mind both to the employee and a conscientious human resources director, group legal plans can definitely help.

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Companies offer group legal plans to help employees out with legal difficulties such as estate planning and landlord – tenant issues. Such assistance is deeply appreciated by employees because it shows how the company truly cares about their welfare. Adoption and personal injury can be big-ticket items in court but there are some smaller issues that can be just as time-consuming and stressful. One of these is auto collision.

According to the New York state Department of Motor Vehicles, there were 10.4 million registered vehicles in New York City in 2005. It is a safe bet that those figures have not gone down, and that rush-hour traffic can be a full blown nightmare. Auto collisions don’t necessarily destroy the car, but the damage can be enough to be contested, especially if auto insurance doesn’t cover the dents and metal bruises. People are sometimes at risk of auto damage when driving in the City of New York. Prepaid legal services offered by their employer can help them out of any legal jam.

What is important about a group legal plan is that it helps a person connect with a good attorney, and at a reasonable price. Damage caused to automobiles is handled in Small Claims Court. The good news is that such cases are usually heard in the evening after working hours, but the bad news is the process can still be a headache. The other party may be relentless in their damage claim, and that can be a serious distraction. Prepaid legal services include advice from an attorney. It helps a person caught in an auto collision case to find a way out without having to resort to some form of courtroom drama. It is possible that the attorney may be able to negotiate a settlement so that nothing has to go to court at all. That is the best of all possible worlds.

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Small claims courts in Connecticut are arenas in which people will file civil action to recover damages that are as much as $5000. These courts are not as formal as others in that rules of evidence are not as strict. It can happen that people will represent themselves instead of hiring an attorney. That may not be the best course of action.

A common piece of wisdom in the legal world is that only a fool represents himself. Granted, small claims courts are not like a federal bench, but this part of the justice system does have a set of filings and forms that have to be filled out precisely. Angry people will sometimes threaten others with torts, but the same people may have no idea how to proceed in carrying out their intention. There are situations where a lawyer is needed if for no other reason than to do all of the paperwork. That can be expensive but doing without a lawyer can be extremely time-consuming. Prepaid legal services can really help a person in these situations.

The assistance can make a small court experience a lot simpler in Connecticut. Group legal plans can cover the cost of an attorney’s labor, as well as for the advice that is given. The last thing an employer would want to have would be employees tied up in small court proceedings where they are the plaintiff or the defendant. Attorneys can also help in reaching settlements prior to a court hearing and that can be extremely important for employers, because it may mean that a wage execution order may not have to be filed. The attorney assistance that can be secured through prepaid legal services might also mean that a day in court will not be necessary, which is definitely a time savings.

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