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vacation-rental-home-warranty-300x300-300x300Appliances such as refrigerators or washing machines are expensive to buy and expensive to fix. People will purchase warranties from the manufacturer to protect their wallets from repair expenses. When one of those appliances breaks down, the warranty ought to cover most, if not all, of the repairs. It does not always happen.

 

Some manufacturers are not willing to follow the terms of the warranty, while others provide horrible customer service. Group legal plans cover a range of services, but not all of them are going to help with warranty disputes. Countrywide Pre-Paid legal services include help with warranties as a benefit for group legal plan members. Continue reading

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01the-importance-of-a-comprehensive-legal-plan-article-4102-thumb-320x210-86253-thumb-320x210-86254-300x213The public has been dealing with the coronavirus quarantines for more than three months. Stress is starting to show in many households as people try to stretch scarce dollars even further. An issue that is critical deals with public utilities and services to customers.

 

Utilities are in a tight spot financially. There has been an increase in unpaid utility bills. Many hard-working people, especially low-paid employees, are confronting food or electricity and water bills. It is challenging to cover both because the pandemic has hit financial wellness. In ordinary circumstances, non-payment of the utility bill will ultimately end up in services being shut off. That can create severe emergencies in various homes as the hot summer begins without the electricity needed for air conditioning. Continue reading

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fmIt would be nice to think that being together during a quarantine would make a married couple closer. Sadly, this is not the case for all people. The enforced isolation can put a severe strain on a relationship and lead to divorce. Experts in domestic social behavior are predicting there will be a significant increase in divorce filings because of the enforced isolation. People can use some help in these cases, but many group legal plans do not take into consideration the need for divorce counsel.

 

Taking Care of the Ordinary

 

Understandably, a group legal plan might not include the help of a divorce attorney. The pre-paid legal services benefits are intended to help with ordinary situations such as consumer protection. Divorce is a different breed of cat. Moreover, divorce attorneys do not come cheap and their rates are expected to rise because of the sudden demand for their expertise. Countrywide Pre-Paid Legal Services knows that a basic group legal plan cannot cover all areas of law. Consequently, we provide a benefit option that helps a person get reduced rates. Continue reading

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stockfresh_1532919_senior-couple-medical-bills_sizeS-300x200COVID-19 has presented unusual challenges to the judiciary system and the public. What used to be routine administrative work for the courts is being adjusted because of lockdowns and efforts to keep law courts and judiciary buildings safe. Conservatorships are means of protecting someone who can’t adequately care for himself/herself. Group legal plans have a reputation for providing advice and guidance to plan members on all kinds of legal issues. These programs must be able to help with conservatorship matters.

 

Protecting the Elderly

 

The primary beneficiaries of the conservatorship are the elderly. This demographic may be dealing with both physical and mental health conditions. They can be easily deceived by scams and false promises. The old are also the primary targets of coronavirus. They may not be able to do simple errands or visit banks and financial institutions. A conservator is someone who can perform necessary duties on behalf of an older person. Continue reading

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stockfresh_709412_problems-and-solutions_sizeS-300x272The coronavirus quarantines forced families to pay a terrible price. Strained relationships finally snapped under the lockdowns and led to divorce. This is not the only domestic damage due to COVID-19. Children whose parents divorced are now caught in limbo regarding custody and visitation. An already emotional situation has escalated with even more significant problems that group legal plans must be able to address. Child custody and visitation are primary issues.

Custody and Visitation in a Pandemic

Courts have already decreed what the custody arrangements will be and who gets the custody of a child. Quarantine or not, the courts are not going to suspend visitation rights. Refusal to permit visitation based on social distancing is unacceptable; contempt of court proceedings are not out of the question for ignoring court instructions. Nevertheless, there may be situations where the child’s health could be placed in jeopardy, particularly if a former spouse has been exposed to coronavirus.

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stockfresh_8439488_keyboard-with-blue-keypad-consumer-protection-3d-illustration_sizeS-300x200The coronavirus pandemic has created a disaster for many small business establishments. They were not able to survive the quarantine lockdowns and are being forced into bankruptcy court. This creates a problem for those who have claims against any of those companies. These can include consumer protection and violation of warranties. Group legal plans need to help those with legitimate grievances against companies, even if those businesses are in bankruptcy.

 

Bankruptcy Law

 

Everyone thinks that Chapter 11 is the only type of bankruptcy filing. It is not. Chapter 7 is the part of bankruptcy law that a business will ordinarily file under. It permits a company to liquidate its assets to pay as much debt as possible. Chapter 11 will enable a firm to reorganize to continue operations. A consumer needs to know under which chapter a company filed for bankruptcy. Continue reading

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stockfresh_3784774_male-judge-writing-on-paper_sizeS-300x200COVID-19 has disrupted ordinary lives and that is an understatement. It is more than just quarantines and stay-at-home orders. The financial wellness of ordinary citizens is placed in jeopardy and certain arrangements are threatened. Alimony is one of those.

 

The court establishes in the divorce decree how much a spouse needs to pay the other. It is based on the financial information at the time. Granted, the loss of a job or income can be an issue. The difference between an ordinary job loss and the coronavirus pandemic is that the temporary loss of employment was the result of a state decree. Continue reading

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stockfresh_181218_last-will-and-testament_sizeS_72a2cb-300x225It may appear that the coronavirus pandemic has shut down everything, including the law courts. Indeed, the legal system is now moving a little bit slower, but it does not mean that a court holiday has been declared. There are still matters a person must attend to that requires dealing with legal issues.

Establishing the trust is something that many must consider during this time. Coronavirus is not the Black Blague, but it can strike, and there have been many fatalities. Group legal plans provide pre-paid legal services that help a person prepare for many legal problems. Employers should take a moment and consider introducing this type of benefit.

Creating trusts requires paperwork, and many ordinary employees have no idea what type of information is needed. Going online and using templates may not be a good idea; professional help is essential. Countrywide Pre-Paid Legal Services offers a group legal plan benefit plan that can assist in everyday legal situations. Continue reading

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stockfresh_3231743_man-putting-coin-into-small-piggy-bank_sizeS-300x200The coronavirus pandemic has become a brutal shock to many people’s wallets. States have ordered businesses to close during necessary lockdowns, causing people to lose their paychecks. Unemployment compensation and the added stimulus amounts have helped some stay above water, but some are faced with severe difficulties.

 

Child Support

 

Divorce happens and ex-spouses may be required to pay child support for the children. The parent with custody often depends on the child support to make ends meet. The current trouble stems from the lockdowns and business closings in the short term. The ex-spouse who must pay the child support is not able to due to no personal fault. Continue reading

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p126-1-jpg-300x214The quarantines imposed because of the pandemic create enormous stress in domestic affairs. People are living closer together, with little opportunity to socialize, and tempers flare. We must point out that coronavirus is not the primary cause of the divorce. However, a relationship that was already on the rocks before quarantines might now be damaged beyond repair. 

 

Divorce might be the only way to resolve matters, but coronavirus makes legal procedures challenging. Employers do not have to sit on the sidelines as their employees struggle with these issues. Offering the right employee benefits helps make an already tense situation easier to experience. Continue reading