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Countrywide service makes us one of the best group legal plans vendors. Nevertheless, we know our pre-paid legal services do not cover all legal situations.

American law has many specialty areas. Domestic, adoption, marine and intellectual property are examples. Plan members might have issues beyond the ordinary and need special assistance. Unlike some vendors, Countrywide Pre-Paid Legal Services will not hesitate to make referrals if it is necessary. Outside counsel can be called in on special cases. The cost can be considerable and these attorneys command higher than normal fees, but we help our plan members. Countrywide wants this service to be affordable and fee reductions are a part of any referral. Continue reading

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Millennials and recent graduates take center stage in a lot of business discussions. They certainly are important, but they are not the only people in the office. Middle-aged employees can be found in cubicles and on project teams, contributing their knowledge and experience to the youth and enthusiasm of other employees. They cannot be ignored and they have financial wellness issues. Employers need to recognize that.

There Can Be Some Anxious Moments

Those who have loyally worked for years are looking at the future with much anxiety. They are not in college, but they have children who will be going into college and facing major debts. Medical bills are not something middle-aged employees take lightly Paying these obligations can destroy fragile budgets. Countrywide Pre-Paid Legal Services knows about the worry level of employees who are over 40 years old. We have a financial wellness program that also benefits these people.

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Data breaches are becoming analogous with armed robbery in our society. Hackers can scale security walls of major retail companies. Best Buy is only the latest retail chain to have its data security compromised. Kmart, Saks Fifth Avenue, and Panera Bread have all experienced data theft.

The greatest danger is the volume. Thousands of people are getting their personal financial information compromised. Hackers have become more sophisticated in an industry which is now worldwide. They do more than just set up bogus credit card accounts; they sell batches of data to other criminal organizations. They, in turn, maximize the losses. It is becoming easy for felons to invade credit card and bank accounts.

Countrywide Pre-Paid Legal Services offers group legal plan benefits to organizations, but we do more than that. We also provide identity theft and credit monitoring plans that employers should consider. The financial wellness and safety of their employees may depend upon it. Continue reading

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Working with a government agency can be frustrating. There are a number of rules and regulations which need following and a failure to cross all the Ts and.all the I s can end up with a rejected request. Furthermore, agencies have rules mandating compliance or penalties are imposed. It becomes a serious headache.

Group legal plans should be able to help. Countrywide Pre-Paid Legal Services provides the kind of support that helps in dealing with bureaucrats.

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Millennials have a good reason to celebrate a job offer. It is perhaps the first real job they have ever had, and it means a regular paycheck. Everything seems to be going just right until a certain bill comes into the house which can threaten their financial wellness. It is a notice that payment on their college loan is due. It doesn’t necessarily have to be a government loan, either. It could be loan payment required by a bank or some other institution that does not offer a grace period. The notice can turn a person’s world upside down.

College Debt Cannot Be Ignored

College debt is a major problem and the amount a new employee owes can be substantial. The payment requirement can be as much as their current rent or house payment. The new employee is not someone who is financially savvy. This person might either ignore the notice entirely or seek some drastic means like filing for bankruptcy. It doesn’t have to be this way at all. Countrywide Pre-Paid Legal Services is here to help.

Ignorance, or not knowing what to do, is the biggest obstacle for any Millennial. Their friends might recommend forbearance but that only delays the inevitable. Countrywide believes that education and good advice is the best remedy for college debt. We have a nationwide network of certified counselors. These people are professionals who are there to help people in need of good information; the kind to get them out of a financial mess. Continue reading

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At the heart of all group legal plans are the attorneys providing service. These are legal experts who ought to be very conversant in the law, both national and local. Countrywide Pre-Paid Legal Services understands the importance of having good attorneys to aid our group legal plan members.

The Lawyers Must Have Extensive Knowledge

A Countrywide attorney must be able to manage several options. That individual must write simple wills, offer advice on consumer protection, give guidance on how to deal with a government agency and other matters as well. The Countrywide attorney is in the community and must be familiar with local statutes and regulations. It is because an individual may need certain kinds of advice. Continue reading

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Contracts are a mystery to many people. These are pages of paper with language that ordinarily is not used that spells out obligations and consequences. It can drive a person crazy trying to understand any of the sentences.

The same is true for credit card agreements and that gets a little bit dangerous. People get credit cards and don’t understand the agreements surrounding the use of the plastic. It doesn’t take long for a person to get into the penalty clause area, something they don’t fully understand, and get into serious financial difficulty. Group legal plans should have some way to help people with the legal papers. Countrywide Pre-Paid Legal Services does assist. We help group legal plan members understand those documents they are about to sign.
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Older people often accuse Millennials of being irresponsible and spendthrift. They frown at some of the things that Millennials do and believe these younger people do not understand value. Millennials do care about their money but there’s something different about our society that wasn’t there 20 or 30 years ago. It is spending opportunities more than any baby boomer ever confronted.

The reach of social media and the Internet is very extensive. Consumers are bombarded with ads not only on their laptop but also on their mobile devices. Companies have made it incredibly easy for a consumer to purchase something online. The spending opportunities can pose a threat to financial wellness. Millennials need some good advice and Countrywide Pre-Paid Legal Services has much to offer.
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It is almost ironic how a person’s financial wellness is affected by health. What appears to be a robust bank account, full of savings, can be depleted by one hospital bill. It can come as a shock.

People take for granted that their medical coverage will take care of much of their bill and that is often true. Nevertheless, there is deductible, and deductible amounts have risen steadily over the last few years.  Domestic accounts can go into a tailspin due to a medical procedure or therapy. Countrywide Pre-Paid Legal Services understands the threat that medical bills have to the health of a person’s finances. We have a program intended to provide necessary advice.

Any correspondence from a health insurance company can frighten a person. An Explanation Of Benefits (EOB) is not a bill but some people think it is. Reading causes a certain amount of worry until the individual finally calms down. The anxiety is the result of not having enough information Continue reading

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You are reading this on an Internet webpage. It didn’t take much effort to look up this Internet site and you didn’t have to go rummaging through a library. Cyberspace is a great place to get information and find services that you need. We should advise you, however, that you may know a lot about the convenience, but you need to also know the possible faults on the web.

Some websites offer the possibility of creating your own will. Who needs a lawyer and all the expenses when you can fill in the spaces and get a legal document just by printing it? There is a problem with this, however. Continue reading