Legal Insurance Blog

September 19, 2016

It Is to Your Credit

Education Provides Solutions

We all need to better understand how credit card debt accumulates. A person using the plastic is not always a compulsive buyer. Retail stores and other establishments encourage use of credit cards and make it very easy for their use. The primary reason is that anyone who uses credit cards will probably spend more than they originally intended to buy. The debt accumulates and threatens financial wellness. It is not so much a hole which was dug, but a sinkhole which a person falls into.

September 16, 2016

It Takes More Than a Telephone Call

by Len Feltoon

Government Agencies Have Certain Procedures

Public agencies are intended to help people. Tax dollars are spent to make things easier, but bureaucracy can make things tough. Public employees are required to follow certain procedures and various forms need to be completed. It often happens a person just gives up out of frustration. It is not always simple to deal with public agencies, and a group legal plan can help.

September 12, 2016

Handling a Medical Crisis

by Len Feltoon

Medical Power of Attorney is an Essential Document

A medical crisis will cause confusion. The victim may be rendered unconscious by an auto accident, a stroke, or some other sudden attack on his or her health. These can result in dire situations. Individuals may register no signs of ever regaining consciousness, but the healthcare provider is required to maintain life support. The hospital will continue to do this unless it receives instructions from an authorized individual. Medical powers of attorney is a group legal plan benefit everyone needs.

September 6, 2016

You Need Good Financial Education

by Len Feltoon

Advice from Professionals Helps

We agree that money is not everything. There is so much more to life, and the dollars do not need to be the center focus. Nevertheless, money cannot buy you love, but it will buy the groceries. Many people need to have a better understanding of how to handle their money. Their overall financial wellness depends on learning more about finances.

September 2, 2016

You Email Might Not Be Safe

by Len Feltoon

An Email Can Allow Entry to Your Computer

Email scandals are making all of the newspapers these days. The stories also can be found on social media and television. We sometimes chuckle at all of this, but there is a warning involved. Emails, like websites, can be hacked. Your email account may need more protection than a standard group legal plan can provide. Continue reading

August 30, 2016

Time is a Student Loan Thief

by Len Feltoon

Superior Advice Solves the Problem

Student loan debt seems to follow a person around like a bad habit. It isn’t just the amount of money but also the years it takes to pay off the debt. Something that happens along the way involves the time frames for both payment and accumulation of obligation. Student loans can impact financial wellness for years to come. Continue reading

August 25, 2016

You Can Restore Your Financial Well-Being

by Len Feltoon

Having medical insurance will give a sense of security against devastating medical bills, but the insured is not always out of the woods. Even though a person does have coverage for the major part of any medical expense, there are copayments and deductibles. A shoulder operation can cost a person several thousand dollars and can be a burden. Expenses can threaten the financial wellness of anyone.

August 23, 2016

Something to be Wary Of

by Len Feltoon

Warranties have been used for Scams

Consumers want some security whenever they make large purchases such as automobiles. A warranty that covers parts and labor costs is something that can be very attractive. The warranty, however, is also a breeding ground for scams. The services offered by a group legal plan are critical in dealing with such matters.

August 16, 2016

Pulling Millennials Out of a Debt Pit

by Len Feltoon

It can be Done with Proper Advice

One of the more exciting moments in a person’s career is receiving that first full-time check. Many young people who are recent college graduates have existed on allowances and stipends. Receiving wages for two weeks of work on a full-time job represents a fair amount of money. No one can blame that recent hire for spending a little extra and perhaps using a credit card. There is some danger in that first check, and a financial wellness plan can stop a new employee from going over the edge.

August 16, 2016

You Can Escape the Credit Card Madness

by Len Feltoon

Expert Counseling is What Countrywide Offers

Credit cards are certainly convenient. Going shopping is made a lot more fun, and people will spend more than they originally planned because it is so easy. The new balances don’t seem that difficult to manage, but there is an accumulation effect. Paying the minimum requirement every month is not going to reduce the overall figures that much if at all. If an emergency arises, where money has to be spent on major purchases it will add to the credit card debt. Those little pieces of plastic can threaten financial wellness. Credit debt needs to be under control.