It Is Too Good to Be True
The bad financial times these past few years have required many to use their credit cards more than necessary. The result is they are faced with sizable credit card debt, and do not quite know how to get out of it. Frustrated and concerned, but also worried about their future financial wellness, they look for help anywhere. This includes some very professional thieves.
Peace of Mind is a Major One 
People hesitate to give up their freedom. They wish to be able to be in charge of their affairs and make their own decisions. That is all very well and good if a person is conscious and has full mental faculties. Unfortunately, emergencies happen that can put a person on life support, or deprive them of the ability to make rational decisions. A medical power of attorney does not surrender you to an unscrupulous person. In fact, it provides some very good protection as anyone with a group legal plan will tell you
It is a trap with consequences
New college graduates are not experienced in financing debt. It should come as no surprise that they are nervous when they start seeing the bills for their student loans. Many do not have good paying jobs, and they worry about being able to make ends meet. Desperation can cause them to consider filing for bankruptcy due to their student loans. It is not the smartest idea because it can place financial wellness at risk. Continue reading
Good Advice Helps Manage the Debt Load
The stories about college loan debt are downright frightening. College graduates are being confronted with debt that can amount to well over $50,000, with the payments to be done over a period of decades. This is not always a situation where students are being spendthrift. It can happen that a young person takes out a loan without realizing what the terms are, and start accruing debt without realizing what has happened Continue reading
The Internet was great for a lot of holiday shoppers. They were able to get what they wanted and have the presents shipped to the right place.
Unfortunately, there were situations where the wrong item was sent or the shipment was made to the wrong address. There even were cases where the item was deficient. Consumer protection on the Internet is a little more involved than normal. You are working with stores that may be hundreds of miles away. The benefits of a group legal plan can help solve any difficulties.
It Doesn’t Have to be a Life Long Burden
College is not always a happy experience. There are many long hours late at night and lots of stress over grades. It would be nice if that anxiety ends on graduation day but it does not. Most college graduates are saddled with student loan obligations. These are controllable for some people, but others have the financial wellness threatened.
The Figures Can Be Enormous
It is the immense size of the debt which staggers people. The amount of student loan owed can be in the six figures for some people. This can make a significant difference in a lot of economic decisions. Life expenses such as buying a house could be delayed for decades. In some cases of desperation, a college graduate may elect to default or declare bankruptcy. Either can cause a lot of financial harm. Countrywide Pre- Paid Legal Services wants to help college graduates. It is why we have a financial wellness program. Continue reading
These Employees Need Help
Being a single parent is never easy. This person does the work of two individuals in raising a family. It often happens that a single parent must deal with public agencies. This maybe for matters such as educational assistance for children, special programs, or other forms of aid. The challenge arises when the parent has to face bureaucracy. This can be a confusing and puzzling trip down corridors looking for the right office. Applications have to be done properly. A group legal plan can provide needed help for a hard-working single parent.
The Paperwork Gets Finished
Time is precious when an employee has children and a job to worry about. A single parent has to deal with family matters and can use some assistance. Countrywide Pre-Paid Legal Services is here to be a friend to this individual. We can help relieve some of the stress of having to deal with government agencies. Our network of attorneys has dealt with the public sector in the past. Required paperwork for services can be confusing. A Countrywide lawyer is there to explain what information is needed and help a group legal plan member complete the forms. The legal professional also sees to it that applications are delivered on time. Continue reading
Look for the Lock Icon
The holiday shopping season does not end on Christmas Eve. The after Christmas sales start almost immediately and can last till New Year’s Day. Many people avoid the crowds by shopping online. It’s convenient but it is also dangerous. Identity theft can happen on the Internet and there are group legal plan benefits to help prevent damage. Here are some primary ways to avoid having your financial information stolen.
The Mess can be Avoided
You do not need a legal expert to tell you the danger of dying without a will. The world of intestate is one with problems that are as complicated as a jigsaw puzzle, and can take considerable time as a person walks through a labyrinth of probate court procedures. These are situations where a group legal plan can ease the burden. Make no mistake about it, probate problems can be enormous.
Loans can be repaid without stress
Graduation day can come with a very large bill. Many college students face tuition debts of tens of thousands of dollars. It is no wonder some of them panic, wondering how they are ever going to get out from under the loan burden. The greatest problem is that these graduates rely on hearsay or extremely bad advice when it comes to paying such obligations. The balances threaten financial wellness but there are ways to manage college debt.
Published By Countrywide Pre-Paid Legal Services, Inc.