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ID theft monitoring protects personal information

Consumer reliance on web-based transactions created the risk of hackers working long hours to develop ways of breaking through firewalls of security. When a breach occurs a person’s identity, including financial information, is compromised. It can be a horrible shock to anyone when notification arrives of a major unauthorized purchase, or transactions being made on a bogus credit card. Identity theft can tear a person away from responsibilities as he or she tries to regain financial integrity. This often frantic effort generates days away from work and an employee totally preoccupied with the personal danger. Productivity suffers.

Having an Effective Solution

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Group Legal Plans can carry the load for an employee

An empty cubicle is certainly not a good sign. It means that an employee has not reported to work, or has left before the day is over due to a personal matter. Employers cringe at the possibility of a valued employee not being available as a deadline draws near. Various strategies are used to discourage absenteeism, including financial incentives and attendance rewards. An employer can reduce levels of absenteeism by offering voluntary benefits to provide an employee with needed outside assistance. This would let that person continue working on a project without having to leave the office. One such labor sharing benefit is a group legal plan.

Carrying the Load

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Good legal support will reduce distractions

The look on it person’s face communicates the level of concentration. A supervisor can tell in a meeting when a subordinate is distracted by some outside event. Although this can happen occasionally, if it becomes a routine pattern it gets to be very serious. This behavior is known in management circles as presenteeism: physically being at work but not really contributing anything. People who exhibit presenteeism behavior can be seen at their cubicle staring off into space, or trying hard to focus without any success. It is a definite threat to productivity brought on by outside concerns. Managers search to find a way to reduce this phenomenon and there are voluntary benefit plans that can help. The outside support that comes with a group legal plan can eliminate some very serious distractions.

Lowering the Stress

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A Will Is Much More Than a Piece of Paper

There are those who believe a will is not necessary if there are only one or two beneficiaries. After all, everything does seem fairly cut and dry if the estate is divided evenly among those few survivors. That, unfortunately, is rather faulty logic. It is rare that an estate can be settled in such a straightforward fashion; there can be disputes. This is why a will is so critically important. The wording of the will is intended to stop some very nasty family feuds, while at the same time making certain that the wishes of the deceased are followed to the letter.

The Perils of Intestate

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Posted in: Wills
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Legal Assistance can assure a Quality Present

The Christmas shopping season is a time of year when companies showcase their new merchandise. It could be an amazing laptop or a great looking toy; these are all meant to make some considerable profit in a very short period of time. The products will ordinarily go through a very extensive quality assurance program but some defective models might slip through the cracks. A consumer has a right to some consideration if a defective product is purchased but the guaranties or warranties might not always be honored. A group legal plan that provides a degree of consumer protection as a legal benefit is extremely important at this time of year, and a great Christmas benefit for employees

The Hazard of the New Product

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There has been a lot of attention given to government agencies recently with the shutdown of the federal government and all that it entailed. Bureaucracy is not just at the federal level but is also part of state and local government. As a matter fact, people more often deal with the state and local levels to get things done. It sometimes can be quite a headache. There are all kinds of forms to be filled out and certain pieces of evidence have to be readily available in order to get needed service. Even very patient people can get quickly frustrated. Group legal service plans that allow for help with government requirements help a person get access to needed services quickly.

Interpreting the Guidelines

A serious challenge for a lot of ordinary citizens is the instructions and guidelines required to get government assistance. Countrywide Pre-Paid Legal Services has the Personal Legal Protector Plan which is a group legal plan that includes advice on government programs. This legal benefit provides access to a network of highly qualified attorneys. They will help any plan member understand complicated instructions, and how to apply for services. The assistance is not limited to one level of government. A Countrywide group legal plan will help plan members as they seek government help at the federal, state, or local levels. The attorneys are very aware of all the frustration a person can experience in trying to work with various public agencies. With patience and a sincere understanding of other people’s feelings, these lawyers give guidance with a very personal touch. People worry about the nuances of any government guidelines. They become concerned that a misunderstanding can result in not getting what is needed. The Countrywide lawyers zero in on what may be confusing language and strip away all of the uncertainty. Their counsel is supported by other options within a group legal plan designed by Countrywide. Unlimited attorney telephone calls on a given situation and the drafting of legal letters on behalf of a plan member all help in moving the process along.

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Legal Benefits can resolve serious problems

Good employee benefits are means by which a company can attract top talent. Whatever assistance an employer can give to make daily life easier is always appreciated, and modern society forces issues on people from every angle. Contracts and leases, wills and court cases, all can drive up the frustration levels of a hard-working employee. Group legal service plans are intended to help with problems that may involve legal intervention. The more comprehensive the benefit is, the greater value it has for a plan member.

The Elements of a Great Benefit

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ID Theft is a very real Danger

Christmas shopping is a time when people go off their budgets and purchase gifts in the holiday spirit. Some of these shoppers are in for a horrible shock. Even people who buy online from what they think are relatively secure websites run the risk of identity theft. Hackers can break into websites and steal personal information, including credit card numbers. It is entirely possible that either this credit card information will be used, or the hacker will use personal information to set up phony credit card accounts and start shopping madly. The real nightmare occurs when an individual discovers that his or her identity has been compromised. By that time the thief is long gone, and the victim is left to try to make sense of what has happened. It can take months to finally straighten up the mess and during that time an individual’s credit rating may be shattered.

Staying Vigilant

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Calls and Letters from Attorneys Have Clout

The best of all possible worlds would have people agreeing on contract terms and all product warranties and obligations honored without dispute. That really isn’t the case in modern society. There are all kinds of agreements, contracts, warranties, and arrangements people enter into for various reasons. It can happen that one of the parties either disputes or ignores what is in a legal document. Assistance from an attorney may be needed to get a resolution for these disputes, and such support is a legal benefit that many employees would appreciate having.

A Persuasive Contact

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Tough Decisions are Easier

The future is rarely certain and crisis can come unexpectedly. A major auto accident or a cardiac arrest can place a person into a state of coma, where his or her instructions are not possible to be received. This poses a very serious medical problem, because the healthcare center does not know what else to do but keep a person on a life-support system. If there is written indication beforehand of what to do when a person cannot effectively communicate, that makes things a lot easier. Drafting a living will is a legal benefit that is ordinarily part of a group legal plan. It helps a plan member prepare for the worst.

Providing Needed Instructions

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Posted in: Wills
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